Bridge loan

Bridge & Hard Money Loans

Fast, asset-based capital for time-sensitive deals — value-add acquisitions, recapitalizations, distressed purchases, and bridge-to-perm scenarios.

See my options How it works

Best for

  • Time-sensitive acquisitions
  • Value-add and reposition plays
  • Bridge to permanent financing
  • Cash-out refinance and recap

What you'll need to qualify

  • Strong asset (LTV typically up to 65–75%)
  • Clear, credible exit (refi, sale, or stabilization)
  • Sponsor liquidity and net worth requirements
  • Light credit requirements compared to bank debt

How it works

  1. 1

    Submit a brief deal summary — property, sponsor, business plan, and exit.

  2. 2

    We tap our private lender and debt fund network for asset-based pricing — credit-light, equity-heavy underwriting.

  3. 3

    Term sheet typically within 48 hours; close in 5–15 business days.

The trade-offs

Pros

  • • Closes in days, not months
  • • Approval based on the asset and exit, not just credit
  • • Flexible structures — interest-only, no prepay

Trade-offs

  • • Higher rate than bank or agency debt
  • • Short term — exit must be credible
  • • Origination points typical (1–3 pts)

Not ready to apply?

Ask us about Bridge & Hard Money Loans

Tell us roughly what you need and a Caplli advisor will come back with real lender appetite — no application, no credit pull.

No credit check to enquire · we never sell your details
A $500 credit review & due diligence fee applies once you formally apply — refunded if we can't get you terms.

See what you qualify for

Compare Bridge loan offers from 75+ lenders. No credit hit, no obligation.

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Questions

Bridge loan — common questions

What loan amounts does Bridge loan financing cover?

$500K – $50M+. Strong asset (LTV typically up to 65–75%)

How fast can a Bridge loan close?

5 – 15 business days. Term sheet typically within 48 hours; close in 5–15 business days.

What rate should I expect?

Asset-based pricing for well-qualified borrowers, on terms of 6 – 36 months. Actual pricing depends on leverage, sponsor experience, asset quality and where the debt markets are — the rate on your term sheet is the one that counts.

What do I need to qualify?

Strong asset (LTV typically up to 65–75%). Clear, credible exit (refi, sale, or stabilization). Sponsor liquidity and net worth requirements. Light credit requirements compared to bank debt.

What should I watch out for?

Higher rate than bank or agency debt. Short term — exit must be credible. Origination points typical (1–3 pts). We'll tell you which of these actually bite on your deal rather than leaving you to find out at underwriting.

Ready when you are

Ready to price a Bridge loan?

Submit the deal and we'll bring you competing terms from lenders with active appetite — or talk it through with an advisor first.

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Free quote, no credit check.