CRE loan

Commercial Real Estate Loans

Acquisition, refinance, and value-add financing for retail, office, industrial, mixed-use, and other income-producing commercial properties nationwide.

See my options How it works

Best for

  • Acquisition & refinance of stabilized CRE
  • Value-add and reposition strategies
  • Owner-occupied and investor properties
  • Multifamily, retail, office, industrial, mixed-use

What you'll need to qualify

  • Strong DSCR (typically 1.20x+)
  • 70–80% max LTV depending on asset class
  • Sponsor experience in the asset class
  • Verified rent rolls, T-12, and property financials

How it works

  1. 1

    Submit a brief application with property details, deal economics, and sponsor information.

  2. 2

    We build a complete financial and asset profile, then match the deal to the right capital partner from our nationwide network.

  3. 3

    Receive term sheets, complete due diligence, and close — typically within 30–60 days.

The trade-offs

Pros

  • • Long terms with fixed and floating-rate options
  • • Non-recourse and recourse structures available
  • • Access to banks, credit unions, agency, and private lenders

Trade-offs

  • • Underwriting requires complete property documentation
  • • 30–60 day close depending on lender and asset
  • • Reserves and recourse may be required for higher-leverage deals

Not ready to apply?

Ask us about Commercial Real Estate Loans

Tell us roughly what you need and a Caplli advisor will come back with real lender appetite — no application, no credit pull.

No credit check to enquire · we never sell your details
A $500 credit review & due diligence fee applies once you formally apply — refunded if we can't get you terms.

See what you qualify for

Compare CRE loan offers from 75+ lenders. No credit hit, no obligation.

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Questions

CRE loan — common questions

What loan amounts does CRE loan financing cover?

$1M – $100M+. Strong DSCR (typically 1.20x+)

How fast can a CRE loan close?

30 – 60 days. Receive term sheets, complete due diligence, and close — typically within 30–60 days.

What rate should I expect?

Competitive market rates for well-qualified borrowers, on terms of 5 – 30 years. Actual pricing depends on leverage, sponsor experience, asset quality and where the debt markets are — the rate on your term sheet is the one that counts.

What do I need to qualify?

Strong DSCR (typically 1.20x+). 70–80% max LTV depending on asset class. Sponsor experience in the asset class. Verified rent rolls, T-12, and property financials.

What should I watch out for?

Underwriting requires complete property documentation. 30–60 day close depending on lender and asset. Reserves and recourse may be required for higher-leverage deals. We'll tell you which of these actually bite on your deal rather than leaving you to find out at underwriting.

Ready when you are

Ready to price a CRE loan?

Submit the deal and we'll bring you competing terms from lenders with active appetite — or talk it through with an advisor first.

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Free quote, no credit check.